Payment Policy
Thank you for shopping with counselkaro.store. This Payment Policy outlines the terms, conditions, and procedures related to payments made on our website. It covers accepted payment methods, security measures, and related processes to ensure a safe and transparent transaction experience.
By completing a purchase on counselkaro.store, you acknowledge that you have read, understood, and agreed to the terms stated in this policy.
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1. Accepted Payment Methods
We accept the following forms of payment:
- Credit Cards (Visa, MasterCard, American Express, Discover)
- Debit Cards
- UPI (Unified Payments Interface)
- Net Banking
- Wallets (Paytm, PhonePe, Google Pay, etc.)
- Cash on Delivery (COD)
2. Payment Security
We prioritize your security. All transactions on our site are encrypted using SSL (Secure Socket Layer) technology and processed through secure and trusted payment gateways.
We do not store your card details or payment information on our servers.
3. Order Confirmation
Once your payment is successfully completed, you will receive:
- An order confirmation email with a summary of your purchase.
- A transaction ID for your reference.
If you do not receive a confirmation within 24 hours, please contact our support team.
4. Payment Failure
In case of payment failure:
- No amount will be deducted.
- If an amount is debited and the order is not confirmed, it will be auto-refunded by the payment gateway within 5–7 business days.
- Please check with your bank or payment provider for more information.
5. Refunds & Cancellations
Refunds, if applicable, will be processed using the original payment method. Please refer to our Refund & Return Policy for detailed information on refunds and cancellations.
6. Cash on Delivery (COD) Terms
- COD is available on selected products and pin codes.
- Additional service charges may apply.
- We reserve the right to disable COD for users with repeated cancellations.
7. Tax & Invoicing
All prices displayed are inclusive of applicable taxes unless stated otherwise. You will receive a digital invoice after a successful purchase.
8. Contact Us
If you have any questions or issues regarding payments, please contact us:
    Email: support@counselkaro.store
    Phone: +91 8765432109
    Website: https://counselkaro.store